Creatix / February 17, 2026 The New Golden Rule: 10% of Your Portfolio in Gold For decades, conventional wisdom suggested keeping a small allocation to gold — maybe 2% to 5% — as “insurance.” But the world has changed. Persistent deficits, geopolitical fragmentation, monetary experimentation, and structurally higher debt levels have altered the macro landscape. In this new era, it may be time for a revised principle: The New Golden Rule: Keep 10% of your portfolio in gold. Not 50%. Not an all-in bet. A disciplined, structural 10%. Let’s explore why. 1. Gold Is Monetary Insurance in an Era of Monetary Experimentation Since 2008, central banks have expanded balance sheets at unprecedented scale. The era of quantitative easing (QE), near-zero rates, and aggressive liquidity injections permanently changed investor psychology. Gold performs one critical function: It is no one else’s liability. Unlike bonds, it carries no default risk. Unlike cash, it cannot be printed. Unlike equities,...
Creatix / February 17, 2026 The Big Bang is often described as the moment the universe began. But in modern cosmology, it’s more precise to say that the Big Bang describes the early expansion of the universe from an extremely hot, dense, and unusually smooth state. We have strong evidence that this happened. What we don’t have are answers to some of the deepest questions surrounding it. Here are the five biggest mysteries that still keep cosmologists awake at night. 1. What Caused the Big Bang? The Big Bang theory works beautifully when describing the universe after it began expanding. But rewind the clock all the way back to time zero, and current equations break down. General relativity predicts a “singularity”, a point of infinite density and temperature. But infinities in physics usually signal that a theory has reached its limits. To understand what truly happened, we likely need a theory of quantum gravity , something that unifies quantum mechanics and gravity. Until then, we d...